Security Changes:
PCI DSS v4.0
What You Need to Know Before March 2025
If your eCommerce business handles payment data, here’s an important update: PCI DSS v4.0 becomes mandatory on April 1, 2025.
This updated Payment Card Industry Data Security Standard version introduces 64 new requirements to strengthen data security and address modern threats.
This isn’t just about compliance—it’s about protecting your customers and earning their trust. At Aligent, we’re already working with clients to help them prepare for these changes and ensure they meet the new standards without disrupting their business.
Why Does PCI DSS v4.0 Matter?
Your customers (and industry regulators!) expect their personal and payment information to be secure. If they sense otherwise, they’ll abandon their purchase. According to the BigCommerce 2024 Customer Experience Report, “94% of respondents say they'll choose not to submit their order if they don't trust a site's security.”
This means security isn’t just about passing audits—it directly impacts sales and customer retention. A single breach or failure to comply could damage your reputation and have financial consequences.
What’s New in PCI DSS v4.0?
The update introduces 64 new requirements, some of which are policy-based, but many require upgrades for your tech stack. Key changes include:
- Tighter management of scripts within the checkout.
- Expanded multi-factor authentication (MFA) requirements. In some cases, this may mean MFA for your customers, not just admin users.
- Emphasis on continuous threat monitoring website traffic and logs via automated systems.
- Requirements to conduct authenticated vulnerability scanning.
- More flexibility with customisable security frameworks tailored to unique business needs.
These changes reflect a shift to a proactive, always-on security model, helping businesses stay ahead of potential threats.
What Does This Mean for You?
If your business complies with PCI DSS v3.2.1, now is the time to assess how the new requirements will impact your systems, processes, and policies. Waiting until the last minute could leave your business unprepared, risking non-compliance penalties or a breach.
Beyond compliance, security is a critical part of your customer experience. Trust is a deciding factor for whether customers choose your store or a competitor. Preparing now ensures you’re ready to meet compliance requirements and customer expectations.
How Aligent Is Helping Clients Prepare
At Aligent, we’re already guiding eCommerce businesses to transition to PCI DSS v4.0. Our team ensures clients meet the new standards while minimising disruption to their operations. Here’s how we’re helping:
Preparing for 2025
The transition to PCI DSS v4.0 is more than a compliance requirement—it’s a chance to demonstrate your commitment to security. While the 2025 deadline might seem far off, acting now ensures you’re ready and avoids a last-minute rush.
Aligent is helping businesses navigate these changes, ensuring they remain compliant and secure. We're here to support you if you want to take proactive steps toward PCI DSS v4.0 compliance.
Reach out today and ensure your eCommerce business is ready for the future.
